Payment link, QR code, Tap to Pay no card reader

Payments,
made simple.

A link, a QR code, or a card held against the back of your iPhone. Your customer pays without installing anything — and your money reaches you in minutes.

Get paid

Three gestures,
one account.

Link, QR code or Tap to Pay: the money lands in the same place, with the same tracking and the same payout. You pick whichever suits the moment.

C Café des Arts

25,00 €

Payment link — open amount

10 €20 €25 €50 €

Pay by card

Payment link

Create a link in seconds, with a fixed or open amount, and send it by message. Your customer pays by card, Apple Pay or Google Pay, with nothing to install.

Create a link
C Set menu
€14.50 fixed

Scan to pay

QR code

The same link as a QR code: print it for a poster, stick it on the counter. Twelve themes to choose from, and every code keeps its own tracking page.

Create a QR code
A customer holds their bank card against the back of an iPhone held by the merchant; the screen shows the amount due.

Tap to Pay

The card held against the back of the iPhone, with no terminal or reader to buy. The money lands in the same account, paid out in minutes.

Explore Tap to Pay
Who it's for

On your own, as a team,
or for a cause.

The account opens in minutes, whichever case is yours. It is the same app — what changes is where the money goes.

Sole traders

You work on your own and take payments into your own account. Nothing for the customer to install, nothing for you to pay upfront.

Taxi driver, hairdresser, tradesperson, therapist, guide

Venues

You equip your venue and your team. Every stand, plate and sticker has its own page, so you can see what each one brings in.

Café, restaurant, hotel, salon, shop

Teams

Your venue already uses Starvance and you are joining it. Everyone is paid into their own account, or everything lands in a shared pot.

Front of house, kitchen, reception, valet

Charities

You collect for a cause. Open amount, group pot or monthly support — the donor chooses, you follow the total.

Club, collective, school, shelter

Get paid

Where you work,
not where the till is.

A counter, the back of a taxi seat, a market stall, a workshop door. Stick the QR code up, hold it out, or send the link: your customer pays on their own phone, with the amount already filled in.

  • Stickers, table tents, bill folders and badges, ordered from the app
  • Nothing for the customer to install: they open the page and pay
  • Tap to Pay on iPhone: the card against the phone, no reader
The “My links” screen: creating a payment, a group pot or a direct debit, and the list of existing links with their amount and how many times they were opened.
Links & QR codes

One link per use,
and you know what it brings in.

Create as many links as you have situations: the counter, the set menu, the tip, the €250 job. Fixed or open amount, theme of your choice, QR code ready to print.

  • Every link has its own page: opens, payments, history
  • Fixed amount for a set price, open for a tip
  • The QR code prints, shares and sticks
Amount & frequency

A tip, a donation,
a subscription: one link.

What changes from one use to the next comes down to two settings: who decides the amount, and whether the payment comes back on its own. Everything else — the page, the QR code, the tracking, the payout — stays put.

L Les Amis du Parc

15,00 €

The donor picks the amount

5 €10 €15 €Other

Donate

Open amount

Tips, donations, passing the hat: nobody should have to ask how much. You suggest three amounts, the customer keeps control — they can type their own.

Start collecting
A Atelier Rivière

250,00 €

Fixed amount — cannot be changed

Frame repair

Pay €250.00

Fixed amount

A rate, a package, an accepted quote: the amount is written into the link and the customer cannot change it. No more typos, no more figures to correct afterwards.

Create a link
S Studio Nord
Monthly subscription

45,00 €

On the 5th of each month

MonthlyQuarterlyYearly

Direct debit active

Recurring payment

Rent, a membership, a subscription: the customer authorises it once, then the money arrives on the day you chose. No more chasing, and one glance shows you what has gone through.

Set it up

A group pot combines both: an open amount for each contributor, and a total that climbs until the date you set.

Use cases

Everything you
can get paid for.

Personalisation

Your QR code,
your way.

Twelve themes, the same ones as in the app: painted gradients for a poster, flat blocks of colour for a counter sticker. The frame around the code takes the theme colour, and the card prints exactly as it looks.

C Café des Arts

Set menu

14,50 €

Fixed amount — the customer cannot change it

Theme

Theme Fuchsia

Group pots

Nobody chases
a bank transfer.

You open the pot, you share the link, everyone chips in from their own phone. The total climbs before your eyes, and the money reaches your account like any other payment.

The Transactions screen: how much came in over the week, the trend curve, and the detail of each payment with the note the customer left.
Tracking

What comes in, when,
and from whom.

How much you took and how it moves, week after week. Then the detail: every payment, its time, its amount, and the note the customer left when paying.

  • Comparison with the previous period
  • Payments and payouts in the same history
  • Invoices and receipts from the app
Bookkeeping

The invoice goes out
while you clear up.

Any payment can become an invoice in one tap: the amount, the date and the payment reference are already there. All that is left is the customer's name — the one thing the payment does not tell you.

  • Continuous numbering, kept by the app
  • Preview before sending, then share or download
  • The invoice can be offered to the customer right after payment
Write my first invoice
Invoice

Issued from the payment

The amount, the service date and the reference come straight from the payment. You fill in the customer, you read it over, you send it.

InvoiceF-2026-0184
Service on 9 August250,00 €
VAT not applicableart. 293 B
Total250,00 €
Register

Every invoice in one place

The ones you issued and the ones your customers asked for. The PDF is regenerated identically, so it never clutters your phone.

F-2026-0184250,00 €
F-2026-018384,50 €
F-2026-018225,00 €
Export

The file your accountant is waiting for

Your payments as CSV, period by period, ready to open in a spreadsheet or hand to your accountant.

date;label;amount
08-09;Counter QR;25.00
08-09;Invoice link;250.00
Payouts

Your money,
when you decide.

No weekly payout to wait for. You see your balance, you tap “Withdraw funds”, and the transfer heads to your bank account — in minutes, not days.

  • Instant transfer to your bank account
  • Send money to another Starvance account too, straight from their number
  • Balance and history always up to date
The withdrawal screen: the available balance, the destination bank account, the instant transfer shown as free and arriving in minutes, and the “Send now” button.
Security

A safe place
for your money.

Card numbers go through Stripe, not through Starvance. Your identity is verified when the account is opened, every payment leaves a timestamped trace, and your money does not linger with us: it goes to your bank account.

Talk to someone
Trust

Your money
gets where it belongs.

Cards are handled by Stripe, the money goes to your bank account, and every payment leaves a trace in the app. With someone on the other end of the line if anything goes wrong.

A question? You write,
someone answers.

S

Starvance All sorted: your payout is on its way, give it a few minutes.

Payments are handled
by Stripe, not by us.

Card payment Secured

•••• 4242 Handled by Stripe

You see what comes in,
as it comes in.

1 284,50 €

Taken this month

Web dashboard

The same account,
from a computer.

The phone is not compulsory. The dashboard opens in your browser on the same account: take payments, share a link, follow transactions, withdraw funds.

Pricing

0% fees.
Genuinely 0%.

No terminal to buy, no subscription to get started, and no commission on what you take while you stay under the cap.

0 %

fees, up to €1,000 a month

That is the free plan, and it does not expire. Above the cap, only the payments that go over are charged 1.4% + €0.25.

90 days

with no fees at all when you open

For the first three months the cap does not apply: take as much as you like without paying anything, while you find your feet.

24.99 €/month

Business — 0%, no cap

Unlimited invoices, QR codes and direct debits, free instant transfers, full history and accounting export. €17.49 a month when paid yearly.

Try Business

The free plan covers 3 invoices a month, 3 QR codes, one direct debit plan, one instant transfer a month (then €3) and 90 days of history. Refer someone and you stay at 0% fees, with no cap and no subscription.

On the App Store On Google Play

Your till fits
in your pocket.

The Starvance app takes payments, tracks them and pays out from your phone. Scan the code and it is installed in a minute.

Download the Starvance app Open your camera and point it at the code

Or open starvance-dashboard.web.app from your phone.

Take your first payment
within the minute.

Create your account, create a link, show it. That is all it takes to get paid.